Government assistance with consolidating loans


09-Jul-2017 17:29

Ask your bank if it has hardship programs available to help consumers get back on track with credit card debt. The downside of many of these programs is that they are short term, usually six months or so.If you have more than a few creditors, if their offers are not enough to allow you to make ends meet or if you just don’t want to contact your creditors, you might consider seeking help from a nonprofit credit counseling agency.As a nonprofit credit counseling company, we help you regardless of your ability to pay for counseling and other services.The best nonprofit debt consolidation program is one where you do not need to take out a new loan: a nonprofit debt management plan administered by a nonprofit credit counseling company.A creditor will want as large a payment as possible.

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So, if you have up to three or so bills and have not already tried communicating with your creditors, I would recommend that you start there.While there are no NFCC-nonprofit debt settlement companies, you can receive free advice from a credit counseling company on this method of debt relief.



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